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How It Works

Simple, fast and confidential. Find out which debt solutions you may qualify for in under 2 minutes.

1

Complete a Quick Check

Answer a few questions about your debt, income and circumstances. This takes under 2 minutes and is completely free.

2

We Assess Your Situation

We review your answers and identify which debt solutions — IVA, DMP, DRO, or Debt Consolidation — may be suitable for you.

3

Get Matched With a Suitable Provider

We connect you with FCA-authorised UK debt solution providers who can discuss your options and, if appropriate, begin the process.

4

You Decide — No Obligation

There is no obligation at any stage. Providers will explain all fees and implications clearly before you commit to anything.

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ℹ️We are not a debt solution provider. We are not affiliated with any charity or government organisation. We are a referral service that connects you with authorised and regulated UK firms. Any debt solution will be explained in full by the provider before you commit.

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Check what debt solutions you may qualify for. Free, confidential, no obligation.

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⚠️ We are not a lender or debt solution provider. We are not affiliated with any charity or government organisation. We connect users with authorised UK firms. Debt solutions affect your credit rating and are subject to eligibility and individual circumstances.

Common Questions

In some cases, structured solutions such as an IVA or DRO may reduce the amount you repay depending on your circumstances. Eligibility depends on income, assets, and total debt. Our free check helps determine what may apply to your situation.
Most debt solutions will impact your credit file. However, if you are already struggling with repayments, your credit score may already be affected. Many people find the long-term relief of resolving debt outweighs the short-term credit impact.
Ignoring debt can lead to increased charges, legal action, County Court Judgements (CCJs), and further financial pressure. Taking action early gives you more options and typically leads to better outcomes.
No. We are an independent introducer service. We are not affiliated with any government body or charity. We connect individuals with FCA-authorised debt solution providers.
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