⚠️We are not a lender or debt solution provider. We are not affiliated with any charity or government organisation. We connect users with authorised UK firms. Debt solutions affect your credit rating and are subject to eligibility and individual circumstances.
In some cases, structured solutions such as an IVA or DRO may reduce the amount you repay depending on your circumstances. Eligibility depends on income, assets, and total debt. Our free check helps determine what may apply to your situation.
Most debt solutions will impact your credit file. However, if you are already struggling with repayments, your credit score may already be affected. Many people find the long-term relief of resolving debt outweighs the short-term credit impact.
Ignoring debt can lead to increased charges, legal action, County Court Judgements (CCJs), and further financial pressure. Taking action early gives you more options and typically leads to better outcomes.
No. We are an independent introducer service. We are not affiliated with any government body or charity. We connect individuals with FCA-authorised debt solution providers.