UK Debt Solution Referral Service

Struggling With Debt Over £5,000 in the UK?

If you are dealing with increasing debt, missed payments, or pressure from creditors, you are not alone. Thousands of people across the UK are currently looking for a way to regain control of their finances.

No obligation
100% confidential
Takes 2 minutes
FCA authorised partners

At Debt Step Change Global, we help you explore the most suitable way to deal with your debt. Depending on your situation, you may be able to reduce your monthly payments, freeze interest, or write off a portion of what you owe.

We connect you with authorised UK debt solution providers offering:

Our process is simple, free, and there is no obligation.

Check What You Qualify For

How It Works

1

Complete a Quick Check

Answer a few questions about your debt, income and circumstances. Takes under 2 minutes.

2

We Assess Your Situation

We review your answers and identify which debt solutions you may be eligible for.

3

Get Matched With a Suitable Provider

We connect you with authorised and regulated UK debt solution providers.

Learn More About How It Works

Solutions We Can Connect You With

Formal Agreement

Individual Voluntary Arrangement (IVA)

A formal legal agreement to repay a proportion of your unsecured debt. Can freeze interest and provide legal protection from creditors.

Learn about IVA →
Flexible Repayment

Debt Management Plan (DMP)

Repay your debts at a more affordable monthly rate. Avoid formal insolvency while managing your debt.

Learn about DMP →
Low Income

Debt Relief Order (DRO)

May be suitable if you have low income and minimal assets. Qualifying debts can be written off after a set period.

Learn about DRO →
Simplify Payments

Debt Consolidation

Combine multiple debts into one manageable monthly payment. May reduce your overall interest rate.

Learn about Consolidation →

Debt Help Across the UK

We help individuals across the West Midlands and beyond.

Common Questions

Most debt solutions require a minimum of £5,000 of unsecured debt. Complete our quick check to see what applies to your situation.
No. We are not affiliated with any charity or government organisation. We are a private referral service that connects individuals with authorised and regulated UK firms.
Our eligibility check is completely free with no obligation. Fees may apply through the provider depending on the solution chosen — these will be clearly explained before you commit.
Our check takes under 2 minutes. Once submitted we aim to connect you with suitable providers promptly. For urgent situations, please call us directly.

Explore Debt Solutions & Local Help

Ready to Take the First Step?

Check what debt solutions you may qualify for. Free, confidential, no obligation.

Check What You Qualify For 📞 0121 224 8314
⚠️ We are not a lender or debt solution provider. We are not affiliated with any charity or government organisation. We connect users with authorised UK firms. Debt solutions affect your credit rating and are subject to eligibility and individual circumstances.
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